We are a firm of Independent Financial Advisers (IFAs) based in Thornbury, north Bristol, but with clients across the south and west of the UK. We offer sound financial and mortgage advice to individuals and companies alike, and, being truly independent, are not tied to any one provider of products, we’re able to offer the widest possible choice, great value for money and the highest quality personal service…
But we’re much more than just that. On our Home Page we mention that trust and integrity are the foundations of our business, so are the relationships that we form with our clients. The best business is always between friends, and that’s what most of our clients are, friends, as likely to drop into our office for a chat as to talk finance. We like it that way.
Our team is:
Graham entered the world of financial services in 1989 having spent the previous 15 years working for building societies. However Graham realised that in order to be able to provide a comprehensive, market wide service to clients, a move to independent status would be required, and so he joined what became Sovereign in May 1991. He became a partner in 1996 and subsequently a founding director when the transition to Limited Company was made in 2003. With his background in mortgage lending, Graham is our Equity Release specialist.
Graham has been a very active sportsman over the years playing squash, tennis, badminton, hockey and latterly croquet. He remains keen on sport, grand-parenting duties permitting!
James has over 20 years’ experience in the banking and financial service sector and has been an Independent Financial Adviser since 2003. James joined Sovereign in 2009 as part of the exit strategy for one of the business founders and is now a Director of the company.
James specialises in advising entrepreneurs, business owners and senior executives who often have complex financial needs but have insufficient time to deal with their affairs effectively and therefore need professional advice. Key advice areas include tax planning, retirement/business exit strategies and using pension arrangements to help fund business activities.
James works in close partnership with other professionals including lawyers, accountants and tax advisers in order to deliver a joined up service for his clients.
Outside of work James is an ardent West Ham fan (someone has to be!). He also enjoys playing and watching cricket, fishing, golf, skiing, travel and walking in the countryside with his two working cocker spaniels.
Mark left university with an honours degree in Financial Services and has over 14 years industry experience. He holds Chartered Financial Planner status – the “gold standard” in terms of industry qualifications – and is now working towards Fellowship of the Chartered Insurance Institute.
Mark joined Sovereign in 2009 and is now a Director of the company. Mark’s main area of expertise is in the pension arena where he holds the pension transfer qualification which allows him to advise clients with corporate pension structures. He also works closely with family lawyers on divorce cases involving pension sharing orders and is an affiliate member of Resolution – the largest organisation of family lawyers in the UK. Other advice areas include pension and investment advice for individuals and financial planning and tax saving strategies for small businesses and SMEs. Mark also holds the long term care qualification.
In his spare time Mark is a keen sportsman, playing football, cricket and golf.
Paul’s career in Financial Services began in 1997. Since that time he has gained a great deal of experience in both banking and mortgage broking. This experience has allowed Paul to become a specialist in all aspects of lending, including commercial finance, residential and investment mortgages, business funding and development finance. Paul joined Sovereign in early 2013 bringing with him a wealth of funding knowledge.
Outside of all things lending, Paul is a keen footballer and golfer, although his three children do make finding the time to play a little more difficult!
Lucinda Gilbert, Client Administrator
Alison Bleything, Bookkeeper
Heidi Dann, Practice Manager
Gill Hardy, Senior Client Administrator
Between them our friendly team have many years experience in financial services administration. They will usually be your first point of contact with Sovereign. Don’t be surprised if when you ring they recognise your voice… we like the personal touch!